10 Best Mortgage Brokers in Rome

Euroansa Hub suits buyers who want to know the cost of advice before committing. The first consultation is free and ends with a feasibility opinion and the consultant's commission, nothing is due until the mortgage is granted, and clients can withdraw without penalty. Its consultants compare the many banks that work with Euroansa, a network founded in 2004 and a partner of Immobiliare.it since 2018. Euroansa holds ISO 22222 certification for financial advice.

Kiron Roma Tuscolana makes sense for buyers who want a broker tied into a large estate agency group. Kiron, part of the Tecnocasa Group and registered with the OAM as M39, works with more than 60 partner banks and has operated for over 25 years. The Tuscolana office on Via Publio Valerio arranges fixed and variable-rate mortgages, personal loans, salary-backed loans and insurance. Its online calculator estimates the monthly instalment before the first free consultation.

Buyers house-hunting through the Toscano estate agency network will find its in-house broker the most direct route to a mortgage. Toscano Mutui is the credit brokerage arm of Gruppo Toscano Holding, with more than 30 years of experience. It acts as the single contact with the bank, the surveyor and the notary, which keeps the purchase and the loan moving together. Beyond mortgages, it arranges personal loans, salary-backed loans, leasing and finance for small businesses.

Monety Roma Appio suits buyers who want a broker backed by a large property services group. Monety, registered with the OAM as M393 since 2017, belongs to Gabetti Property Solutions and works with major Italian banks and lenders. Its consultants analyse the client's finances, recommend a suitable product and follow the file until the loan is granted. Alongside home mortgages it handles personal loans, salary-backed loans, insurance and business finance from its Appio Latino office.

Leonardo Cervelli is a good fit for buyers who would rather not spend time in bank branches. The Euroansa credit consultant handles the mortgage application himself, comparing more than 50 partner banks such as Extrabanca, BNL, ING and Crédit Agricole along with many cooperative banks. Consultations are free, and he also arranges personal loans and salary-backed loans. His office is in the Marconi area, close to the Tiber, and contact is by phone, email or form.

Edoardo De Vita is a convenient option for buyers in the south-west of Rome, where his office on Via Eschilo is based. As a Credipass credit promoter he compares mortgages from the broker's partner banks for purchase, renovation, construction, liquidity, debt consolidation and surroga. His online calculator shows an indicative rate, APR and loan-to-value before any meeting, which helps set a realistic budget. He also arranges personal loans and salary-backed loans.

Agenzia Kiron Roma Nord serves buyers in the north-west of the city from its office on Via Simone Mosca. As a Kiron agency it compares offers from more than 60 banks and draws on the Tecnocasa Group's estate agencies, which helps when the home search and the loan run in parallel. It arranges purchase mortgages, personal loans, salary-backed loans and family insurance. A first consultation is free and can be booked online, after a rough estimate with the mortgage calculator.

Professione Mutuo suits families who prefer a consultant to come to them. The credit consultancy centre in Montesacro, with a second office in Guidonia Montecelio, offers home visits and an immediate opinion on whether a loan is feasible. Working with a major credit brokerage that has agreements with more than 15 banks, it arranges mortgages for buying, renovating, raising liquidity or consolidating debts. Personal loans and salary or pension-backed loans complete its offer.

Daniele Santucci suits buyers who want to see many offers side by side before choosing a bank. A credit promoter for Credipass, an independent broker with more than 900 agents in Italy, he works from Via dei Prati Fiscali in the north-east of Rome. Mortgages can reach up to 100 per cent of the property value, at fixed, variable or mixed rates, subject to the bank's assessment. He also offers alternatives to INPDAP mortgages for public employees and pensioners.

Mutuetto is a good match for first-time buyers who want banking jargon explained in plain terms. The small Celio office is run by Pasquale Biagi, in credit brokerage for more than 15 years, and Gianluca D'Urso, a qualified financial adviser since 2000 who works mainly with families and small businesses. Its approach is to secure certainty on the mortgage before the buyer commits to a home. Its blog covers 100 per cent mortgages with the Consap guarantee, auctions and buying from builders.